Drivealogues

Polyures and epoxy coatings are a new breed of concrete coatings with extraordinary benefits when properly applied with the highest quality blends. They are being applied by a small but growing network of highly skilled flooring entrepreneurs around the country. The highest quality polyureas are not massed produced. They require an investment in specific equipment and mastery of the application system.

The Application System

The first step is to acquire high production concrete grinding equipment. These are high torque grinders that cut the concrete easily. They have specialized dustless vacuum systems minimizing airborne dust. Surface preparation is critical to successful application. High spots throughout the floor are leveled, including along expansion joints, which typically are higher than most areas of the floor. Polyureas are not a self leveling product like epoxy. Epoxies tend to have varied thickness throughout the floor. Polyureas perform best with a smooth level surface resulting with a consistent coating thickness.

Once the floor is ground smooth, cracks and damaged areas, including expansion joints, are repaired with a filler compatible with the coatings. These repair products are solvent free, do not shrink, are flexible and impact resistant.

Once the floor is ground and cracks, expansion joints and damaged areas repaired, the floor can be coated. Polyureas are fast curing, avoiding downtime between repair and application.

Benefits

    1. Increased Adhesion – Grinding opens the pores of the surface allowing the first coat of the polyurea to soak into the concrete. This is typically a coat of approximately 4-5 mils thick. There are no solvents and therefore no shrinkage. The second coat is 11-12 mils thick. The combined coats become part of the floor capping off moisture pressure.
    2. Delamination Resistant – Polyurea ingredients are high quality and expensive to blend. The cross linking strength is extraordinary and will not break down due to efflorescence in the concrete. The ability to soak into the surface means the coating is part of the floor, not stuck to the surface. In most cases the concrete will break before the coating comes off.
    3. Bacteria Resistant – The highest quality polyureas are engineered to resist scratching. Micro scratches that do appear, have straight edges, not frayed. A straight edge will not harbor dirt and trap moisture that causes bacteria growth. Frayed micro scratches trap moisture and dirt creating bacteria growth and making floor difficult to keep clean.
  1. Floor Types – Polyureas are excellent for all concrete flooring. They are applied with exceptional performance for all industrial floor types including, warehouses, laboratories, distribution centers, restaurants, retail stores, dog kennels and medical facilities.
  2. Low Maintenance – Being scratch proof prevents dirt buildup. Floors are easy to clean with neoprine squeegees and look great for years. If they do start to fade, they can be lightly sanded, and a single, fast curing new coat can be applied. Service can be restored the following day.

If you are in the market for a new buggy and you do your research online, almost every review you will read about the Maclaren Techno XLR pushchair is favourable. Every owner who gave their feedback about this baby stroller usually have only good things to say about the XLR, which is probably why it’s one of the most popular and highly rated pushchairs around – but is it the perfect pushchair for your needs? Read on and find out.

Maclaren Techno XLR: The Pros

The Techno XLR is Maclaren’s version of a luxurious Techno XT which is one of the bestselling pushchair in the Maclaren range. So if you like the XT but want the best in both functionality and comfort, the XLR is the one for you.

Most owners have observed that the XLR pushchair is very sturdy/durable even after prolonged, daily use. It is no wonder that Maclaren is known for excellent workmanship.

For parents who are aggravated with logging around their pushchairs in public transportation, the XLR offers them the solution. It is so easy to push up curbs and maneuver around tight corners. This feature makes it different from the rest.

Another benefit of using the Techno XLR, is that it’s lightweight. It’s perfect for people living in upstairs apartments. With only 8kgs, together with the hood and shopping basket, parents and carers will not have to be troubled with carrying their pushchairs up and down the stairs.

The XLR has been designed for tall people who would otherwise encounter problems with low setting handles at 110cm, usually available with other pushchairs. Its unique feature is its high setting handles which can be adjusted up to 130cm with the lowest setting at 110cm.

Another plus is the Techno XLR’s hood with viewing window and sun visor, which is big enough to unzip from the back and extend forward. This would give your babies protection from the sun. For your added convenience, it is installed with pockets and net bag at the back of the hood for your traveling accessories.

The seat reclines to 4 positions, and yes it reclines to more than 150 degrees, making it perfectly suitable for newborns. The new 2009 model has a simple lever used for recline adjustment that you can operate with one hand. Again, this will tickle your fancy if you rarely have both hands free.

Maclaren Techno XLR: The Cons

The shopping basket is a disappointment in my opinion because it can only hold up to 2 kg.

For those vertically challenged, the handle height will be a difficulty. For those standing 5’1” to 5’3”, the lowest handle setting will be at chest to armpit level.

Another thing is that the seat is not reversible so it’s not a good choice for parents who want a travel system to use from birth likes to face their baby during the first few months.

The last thing to consider is that the XLR is not designed as an all terrain pushchair. For those planning to use the pushchair extensively on rough country roads, an all terrain type would be more suitable. The XLR is recommended more for people living in the city.

Conclusion

The Techno XLR would be perfect for people living in the city. From its sturdy, easy to use design and lightweight features to its easy to maneuver features in narrow spaces, this pushchair would definitely be the best choice for you.

A few decades ago, a car was considered a luxury only the rich could afford. But as the Automobile companies prospered and expanded their production and reach, the Cars became cheaper and easier to acquire. Many Auto Companies, Banks, and private companies too came forward to provide Car Loans to people who still could not afford to buy Cars with a full payment for the purchase price. Auto financing was also useful in enticing people working on a fixed salary, or those who were hesitant in investing a big sum in purchasing an Automobile. People also bought cars to maintain/enhance their status in society, even if it meant opting for a Car Loan to buy a Car. In the last decade or two, a car or even two or more cars for a family has become more of a necessity, rather than a status symbol.

In this case opting for a Car Loan is not a bad idea if you really need the Car to make life easier for you and your family and it is really useful in solving day-to-day problems of traveling. You can either decide to buy a new or second hand car depending on your requirement and financial status. When you do decide to buy a car with Auto financing, just do not rush off and select the first option that presents itself. Analyze the Car Loans market and the different offers made by the Auto Company, Banks, and Private companies for Auto Loans, and decide on the best option according to your paying capacity and finances. Auto Financing is beneficial for the buyer (You), the seller (the Auto Company), and the financier (Auto Company, Bank, private finance company). But as in any business deal. everybody wants the best deal and the most benefit for themselves. Therefore, when you do opt for an Auto Loan, weigh the Pros and Cons, the advantages, disadvantages, savings, interest charged, down payment required, terms of financing, the period of loan, etc.

You should also calculate how much you will have to pay on a monthly/quarterly/yearly basis for financing the Car and whether you will be able to manage the payments comfortably. If you have already bought a car on Auto Finance and your Credit rating with the financing company is good, getting a Car Loan for a second car becomes easier. But if you have defaulted on your Auto Loans, your Car Finance Company may reject your loan application for another Car. This is called Bad Credit in the industry. But you do not have to be dejected and think that you will never be able to get another Car Loan. There are Private Car Finance and Auto Loan Companies that do provide a Second chance at Auto Loans, in spite of a Bad Credit rating. Whether you need First time Auto Financing or a second chance at a Car Loan in spite of Bad Credit, you should investigate all the options and avenues available and opt for the best in the market, while also looking at your financial abilities to pay back the loan.

A certain school of thought claims that interior decorators are born, not made. However, as long as you have a basic artistic streak and a yearning to be creative, you can be groomed to any level of expertise in interior decoration. Giving a property buyer the benefit of one’s creative streak in this way is one of the most lucrative and creative careers today.

Beyond any doubt, interior decoration is a satisfying profession for those who ‘have it’ these days. There is an unprecedented amount of up-market residential and commercial property being sold on the real estate market today. Moreover, the present generation buyers of properties can afford to have their new acquisitions packaged attractively. Engaging the services of an interior decorator was once considered a lavish luxury, but not anymore. With the increased spending power of the IT generation, a home is defined by its aesthetic appeal — and a growing number of people are ready to pay for that.

The trend for professionally decorated interiors has percolated down from film stars to almost every upper stratum of society. Nor is the demand for interior decoration any longer confined to residences — witness the offices of most successful doctors, lawyers and advertising agencies, as well as bookstores, music shops, shopping malls, restaurants, hotel lobbies… yes, the scope for interior decoration is virtually endless.

HITTING THE HIGH NOTES

Apart from being an inherently glamorous profession, interior decoration has a career has a number of other appeals to offer:

PEOPLE — You meet a lot of them, and from a fascinating cross-section – from movie icons to business magnates; from well-known restaurant owners to fast-track lawyers; from neurosurgeons to the idle rich.

MONEY — You earn a lot of it. Everyone has respect for artistic flair, and your efforts are supposed to reflect the property owner’s own taste. This makes it an ego issue, and people pay a lot to support their ego.

CONTACTS — A career in interior decoration is self-propagating. One successfully completed contract almost immediately leads to another, till you can actually pick and choose. Also, the people you come across can come in useful in many other respects later on.

NO SPECIAL TRAINING REQUIRED — of course, a basic degree in the Arts can’t hurt, but a period of internship under an established interior decorator will serve just as well.

EXTENSIVE EMPLOYMENT OPPORTUNITIES FOR OTHERS — You will not be operating on your own. A large enough contract will require the services of a carpenter, electrician, painter and a graphic computer designer. A lot of people will benefit from your profession – and that is significant.

LIMITLESS JOB SATISFACTION — Expressing oneself artistically is one of the most satisfying experiences that a human being can have; being paid to do it is nothing but a bonus. It is no secret that one works best at what one enjoys doing – it is equally true that one of the biggest problems in today’s professional world is lack of creative outlets.

Most people have an ‘inbuilt’ creative streak in some form or the other. Professional interior decorators who were polled recently firmly denied that theirs is a ‘born’ breed — almost anyone can develop a flair, liking and proficiency in this field.

WHAT IT TAKES

As already pointed out, you don’t require any special qualifications to become a successful interior decorator (as opposed to interior designing, which has far more demanding parameters). Basically, you should have an ability to judge spaces (including the potential for hidden storage space), lighting requirements, color schemes and contrasts, furniture styles, etc. and a ‘feel’ for upholstery and curtain fabrics. Finally, you will need to bring these out to maximum advantage within the framework of a given budget.

There are a number of books and journals available to the subject of interior decoration, though not so many on the Indian market. For the seriously interested, however, this will not present a problem. Any specialty bookstore can offer you a selection of imported publications. A subscription to Indian magazines like ‘Inside Outside’ would be helpful by offering information on styles and combinations currently favored in the country.

One of the most helpful things you can do is to visit properties that have been professionally designed, study the work done there, and even ask the owners in what respects they are or aren’t satisfied with the end results. The places to zero in on are newly bought flats and offices that have engaged the services of an interior decorator. The point is not to judge the quality of the job done, but to get a feel of what kind of interior designing is popular on the real estate market, and therefore sells.

This costs you nothing, and people are always ready to talk on such subjects (after all, what is the point in splurging on interior decoration if you can’t gloat about the results later on?) In this manner, you can build up a useful mental catalog of successful and unsuccessful approaches.

Getting an eventual interior decoration team together is another important factor. You should also try to establish a personal network of carpenters and painters who will be able to spend time on unscheduled projects. This way, you will be able to obtain their services as and when you need them. Sharing your design discoveries with them occasionally is a good idea, too. In that way, you will have some concrete prototypes to refer to when you actually get to work on a project.

PROGRESSING TO INTERIOR DESIGNING

This is a far more demanding — and rewarding — career field, and you will need a lot of experience in interior decoration before you can think of entering it. There are certified institutions that offer courses in interior designing, and you may want to consider such a move at a later stage.

Till then, there is absolutely no reason why you shouldn’t make lucrative waves as an interior decorator. As a famous philosopher once stated, the only limitations we face are those we make for ourselves.

Organic foods are pure and natural foods. These are prepared by natural means and no harmful chemicals are used in their farming or agricultural process. Most of these organic foods are good for health as they are rich in vitamins and minerals. The best thing about organic foods is that no fertilizers, medicines or chemicals are used in their production and thus they are free from any harmful products.

Organic foods are not just good for health but they are also good for nature. It is often seen that in the agricultural process of most of the foods and vegetables, we use fertilizers so as to get better results. These chemicals and fertilizers used today are harming the soil and nature. Organic foods are just perfect for nature and human health. In the production of these foods, there is no harm to the soil, water or farms.

Production of organic foods is much easier and affordable. They require less energy and also the consumption of fuel is much low as compared to the production of other foods and vegetables. Today you get to see more and more industrialization of organic products. This is so because they are getting more popular these days. People working in this field are looking forward for new methods and technologies that should be used so as to get better results. They want that there should be more researches done. More methods should be found so as make these healthy organic foods popular among people.

Although, these foods are good for health as well as nature, you will be surprised to know that they only fulfill 1 to 2% of our food requirements. It is so because they are not yet popular among common man. A research in the recent past had made it clear that organic foods can take the place of other foods and fulfill the food requirements of a common man. Not only this, there is no need of any extra agricultural land or resources.

There are many of the ideal methods that can help you in getting ideal physique and to get size zero figures like a celebrity. You should try out these methods that can really help you in getting best celebrity smile which you always dreams of.

Prav is an article writer, marketer, freelancer and full time blogger who write for various niches. Please review his site and get in touch with him if you are interested in getting the article marketing services and article writing services at affordable prices.

Market Driven Innovation (MDI) is designing, managing and implementing your innovation process based on the needs and wants from your key markets. MDI is not new, but still today, many companies have found it difficult to transform their innovation work from their entrenched technology and product forward approach they have been using to a market back approach. Often, their entire business processes have been built around their assets and products they produce and their go-to-market strategy based on their historical sales experiences. The result of this behavior is premature commoditization of their value propositions, their most important assets. Market Driven Innovation is based on a strict set of principles:

o Engineering/technical resourcing decisions are made based on a validated market need and an attractive business case.

o Organizational Focus is achieved from understanding market segments and targeting the most attractive segments for growth

o A cross-functional team approach, marketing, technical, and sales all contribute to the growth initiative together, and thus are aligned on the strategy:

o Accelerated ramp up after launch from a higher operational knowledge of the market

o Accelerated technology development because better design specifications from a segmented market

o Driven by business leaders who make resource allocation decisions consistent with the strategic direction of the business, and link development to marketing process.

Market Driven innovation begins with a business orientation towards specific and targeted markets. These markets define strategy which defines resource allocations especially those resources dedicated to the innovation process. In this context we define innovation as the creation of value, and Market Driven Innovation as placing emphasis on customer values, beginning with choices as how a business goes to market; to how they position their brand and products in those markets they proactively choose to serve; to the nature of their product improvements; and to their search for new products and services that may more effectively meeting the emerging future needs of their targeted markets.

Identifying these target markets is core to Market Driven Innovation. Understanding what drives market growth and major unmet needs of the key market players as well as how they define value and establish the basis for generating growth ideas and concepts – straight from the market. These ideas and concepts are the genesis of the innovation process. The more market back concepts, the more opportunities for successful growth. Knowing target markets enables a business to:

o Design, communicate, and deliver more robust value propositions aimed at specific market segments

o Capture more of the value we provide because they can measure the value and make strategic pricing decisions that are consistent with their marketing strategy.

o Apply resources more effectively where they bring value by focusing them only on where value is identified.

o Develop and bring new offerings to the market faster because they know what the market values and how to deliver their offering based on value.

o Evaluate new markets where they can bring more powerful value propositions and new offerings

These elements of business design when generated from a market back learning model, form the basis for a market driven organization, and more specifically, Market Driven Innovation as a core driver of your growth process:

o Provides business management with facts from direct contact with the marketplace to decide which concepts merit moving forward with resourcing.

o Balances depth and speed in this disciplined approach using an organized set of activities.

o Enables cross function teams to develop a common understanding, direction, and shared values throughout the innovation cycle

o Enhances chances of success

Voice of the Customer (VOC) captured early and operationally is an essential component of creating and delivering value with the growth process. Capturing VOC is not a trivial or casual activity, and well thought our and designed VOC is critical to Market Driven Innovation. Effective VOC requires:

o Learning Customers desired outcomes – what they want to happen to help them become more successful.

o Getting to Fact based and data driven information that can be translated into offering features that address the customer outcomes.

o Clearly identifies the benefits the customer will receive and thus the discrete value they will place on an effective solution to them.

o Must be well understood by both marketing and technical in the same way with an aligned sense of the relationship to strategy and core competencies.

VOC is the work you do and do well before you even think of applying technical resources to do product development work. In this regard, you don’t misuse valuable and limited technical capacity. Technical people need to focus on projects that have been market validated both to focus their limited resources and provide them with advanced market specifications that help accelerate the development cycle.

To this end, as we will discuss more later, you engage your technical resources along side of your Marketing people to co-learn VOC, and thus both are better prepared to do their work that is defined by your targeted markets. In this way our resources are aligned from day one of an innovation effort through to launch of a new offering. A key outcome of an aligned and shared approach is achieving success faster and at less overall cost. No wasted costs as a result of false starts and lingering stops.

The three key components or a successful change to market oriented MDI are:

o Creating The Right Mindset – Leaders set the agenda

o Building the necessary skill set – A common framework for implementing

o Providing the best toolset – Fact based information guides decisions

Incorporating all three into the business process is a requirement for successful transformation to a market driven organization. It’s as straight forward as knowing where you are going, how to get there, and a map to take you there. We will discuss each of these three success drivers in more detail below

Creating the right mindset

Leaders must take charge of the agenda beginning with examining and changing how they lead, what marketing and technical practitioners do differently, and most importantly, how they work together using a rigorous framework from concept selection through to offering commercialization. Leadership owns the MDI process highlighted below. The first two levels in the process, Concept Development/selection and Market Validation are the critical elements. In this model, Leadership does not resource technology development until sufficient market evidence and validation provides the basis for resourcing. Technology resources only work on market validated concepts. Leadership’s ownership of the process means they:

o Demonstrate the value and set expectation

o Focus and align the organization around strategic direction and core capabilities.

o Identify, and guide the performance requirements necessary to generate the profit results.

o Organize people to assure the right combination of organizational strengths are applied to both know and act effectively on markets.

Three crucial questions are answered in market validation and business case development:
1. Is there an external basis for believing the concept has sufficient value to the market to proceed?
2. What is the best validated value proposition that sets the design basis for development?
3. Can we make money from developing and commercializing this value proposition?

Building the Necessary Skillset

The Innovation provides the basis for skill development and tool utilization. Each element of the framework requires specific work designed to deliver decisions to move from one element to the other. A short description of the work elements are describe below.

Concept Development and selection: Developing and characterizing concepts (sometimes called the “Fuzzy Front End”). Idea generation methods are generally well-known and most work well enough to assure a good set of concepts to evaluate. What we uniquely require is a concept characterization approach that helps the evaluators better understand and choose among several concepts.

Market Validation: Once a project has been chartered, a decision (stage gate) is made to resource to development and includes four key components, validated market landscape; Value Proposition Development; Competitive Alternative Assessment; and Business Model Evaluation. A validated market landscape identifies and characterizes the market spaces in which the concept may bring value. In this context, it provides the basis for demand, and thus the first real attempt at generating revenue potential. It identifies the key specifiers and influencers, and begins to describe their unmet needs that the concept may address as well as key hurdles that must be overcome to have a successful and sustainable initiative.

The Value Proposition is a description of the value your concept will bring to the targeted market, the benefits the market will receive, and how you will get paid for bringing the value. Value proposition development is the holy grail of marketing. If you learn your value proposition, and it truly brings the market real value, you can build the remainder of your growth initiative around it. Value propositions must be measurable and actionable.

Business Case Development: Before you engage in developing the required technology, answer the questrion – “Can we make money on this value proposition?”. Market Driven Innovation often requires a new way to go to market to accelerate and maximize acceptance and value capture. Value adding chain analysis through to the end user is an important skillset to utilize for business model evaluation. Business models are defined by what customers are selected; how we capture value; our level of strategic control; and the scope of our value proposition. The Business Case should be determined as early in the innovation process as possible. Opportunity modeling can provide the necessary basis for understanding the top line potential and the marketing cost for the innovation.

Technical Development:Effective market validation provides the product developers/designers a clear and crisp basis for building in the necessary design elements into an innovation. We now know the needs (what the market is willing to pay for) and the wants (potential areas of uniqueness). No more starts and stops caused by changing specifications from learning on the fly. Product developers can utilize their best practices with the certainty that they are on the right track. Because we begin the development process with clear market understanding, we now can bring the key customers into the development cycle early and often. We know their testing protocols, and their current standards by the competitive alternative they are using today. We design, we test, we engage the customer to test, we upgrade. Active parallel processing accelerates the development process and we get to launch faster.

Commercial Launch: Preparing for the launch includes the short term developing the marketing entry plan and the marketing mix, and the longer term multigenerational planning. These should be done together since the longer term positioning could have an effect on the launch protocol. The launch plan includes the target market; the offering positioning based on the value proposition; the communications strategy and plan; the channel strategy and plan; the pricing strategy and implementation plan driven by long term optimal pricing decisions. Multigenerational planning (beyond the launch); includes second and third generation offerings; strategy mapping; and a revenue acceleration plan. The managing process and control plan are incorporated into the commercial launch to assure optimum demand creation and delivery

Providing a Useful toolset

The toolset necessary to enable Market Driven Innovation consists of an integrated qualitative and quantitative set that enables the Market Driven Innovation team to successfully address the critical market questions identified in their chartered project. Two interdependent approaches make up the composite of Voice of the Customer (Market Driven). Together, they are designed to answer all the questions necessary to progress through the innovation process defined earlier.

A qualitative market learning tool should be installed to translate concepts into possible value propositions, begin the segmentation process, define the industry structure and dynamics, and expose the relative value vs. competitive alternatives. It also provides the basis for design of the quantitative VOC that follows once a decision is made to proceed to the business case and technical development stages.

A quantitative instrument that captures: concept tests including value elements and price; attribute importance rankings and current performance ratings; outcomes rankings; feature benefits; and competitive ratings. Other pertinent information to assist in segmentation should also be incorporated.

Getting Started With Market Driven Innovation: Market Driven Innovation can either be installed inside a business unit which is structured with both a technical and marketing unit, or can be institutionalized within a corporation as “the way we innovate”. The initiation for each is different given both the breadth and depth the sponsors must address in the change process. It is simpler and much faster to initiate change in an organization that is both ready and organizationally integrated. The leadership can evolve the change live while doing their innovation work by starting with a few projects that are definitive and have a short horizon. As the teams demonstrate success the change process takes on a life of its own and becomes a natural new way of doing work. The basic framework for such an approach is:

o Leadership diagnostic to define both scope and level of change required. Many groups already have an external perspective to their work and thus, change becomes a reinforcement of their beliefs.

o Develop and agree on a project plan to install MDI.

o Training the leadership and team on MDI elements. Utilize one or two projects to exemplify throughout the training. Note: the idea here is just in time training. Teams are trained on each element then they experience the element and move forward to training and experience thought each stage of the process. Prevents training fatigue and accelerates progress towards commercialization

o Select and charter projects.

o Customize framework to fit organizational culture and existing operational approaches and language.

The world has become a global village. Everything is accessible at the click of a mouse. The distance between continents is lessened. The word has become faster and swifter. But the mind has become slower and less vigilant. For instance, numerical calculations are carried out by computers and calculators. The human mind is seldom used for that. As a result, simple calculations such as additions, subtractions and multiplications are forgotten. We are mechanized. Overdependence on such gadgets is a curse than a boon.

The physical movements are minimized. Some people try to compensate it with regular visit to the gym and such fitness centers. But are they effective? If the Darwinian Theory is correct, the organs we don’t use may become insignificant and consequently may become inactive, dead or lost. Thus reasoning power gets lost. Body becomes weak and fragile as movements are substantially reduced. The effect of such a life style is physical conditions like, high blood pressure, heart attack, obesity, and diabetics. Our muscles are loosened as they are not often utilized. Our bones become weak as they are not used.

Therefore, it’s high time that we go back to our natural way of living where most of the activities are done manually which strengthen our body. A weak and sick generation is in the making. Thanks to the great leaps of man in telecommunication, technology and industry! If it’s not checked it would eventually ruin the entire mankind. Hospitals would mushroom and that industry will be the most profit making one in future. Other epidemics also would increase. It is very likely that Robots and machines would witness the extinction of mankind in a century or two. It’s not just an exaggeration but a naked reality. I hope man would realize this forthcoming and danger and act promptly to rescue him from this danger. The bottom line is it’s not yet too late, there is ample time left to act judiciously. Awake and act.

About forty to fifty years ago, a lot the family homes looked the same. The father went to work from 9 to 5, the mother stayed home all day, cooking dinner, while the kids went off to school, came home and completed their homework before supper time. As you know, today is a whole new world. Today, women, moms and wives work… and the standard working hours are not 9 to 5 anymore. Today, there is more stress, more work and more costs associated with living our everyday. These are only a few of the reasons as to why the home business industry revolution is sky-rocketing. There are several words of advice in navigating through the treacherous home business blueprint.

Women have taken the proverbial “bull by the horns” within the home based business revolution. Company’s like Rodan & Fields and Nerium have created an enormous business opportunity for women to not only create additional cash, but to catapult their family into financial freedom. Men have taken notice and joined the home based business club, moonlighting at night, so they can create additional funds for their families. Whether you are a mom, dad, or single, you need to adhere to the home business blueprint.

1. Do You Like It?

When looking for a home business, the biggest question people ask is “what’s my income”? This is most definitely an important aspect of a home based business-I mean, that’s why we’re working, right? You also need to consider if this business is meant for you. Is this fun? Do I like the product or service? Personally, being a 34 year old male, I am not interested in beauty products… I’m more of a sports or travel guy. Pick something that is right for you and pick something that you will really love within your home business blueprint.

2. Is This A Scam?

Always, always, ALWAYS do your research. The internet is huge… and I mean really huge. Enormous. There are plenty of great things you can find on the internet. You can also get yourself into a lot of TERRIBLE things. Scams and people trying to take advantage of you are everywhere you look. If you come across a potential opportunity, check out the company and the person that is recruiting you. Ask the right questions and make sure to confirm everything in writing before you make any decisions-this will be a big first step when embarking on your home business blueprint.

3. The Dubya, Dubya, Dubya

The Internet is THE SINGLE MOST IMPORTANT TOOL for home based businesses. There wouldn’t be a home based business industry without the internet. With Internet, you can do everything and anything, from anywhere. You can work virtually from anywhere. With two main elements of Internet – email and websites, you can interact locally and internationally and correspond with others, instantly. The internet will be required for anything and everything as you progress through your home business blueprint.

4. Uh Yea, We’re Gonna Need Some Backup, Over

Whether you’re trying to start your home based business full time or part time, you are going to need someone to help. If you are a mom or dad wanting to do this part time, you are going to need someone to watch the kids while you focus your efforts at night. If you are a recent college graduate, you are going to need the funds to at least house you, a computer and a phone right off the bat. Depending on how fast you pick things up and how hard you work, people start generating those residual incomes within the first months of your home business blueprint.

5. It’s Your Baby, So Take Care of It!

This is a business and your business needs your attention. Treat this like any other entrepreneur starting a brand new business. How fast and how far you go is ultimately up to YOU. It takes hard work, persistence and a little creativity. The harder you put all of those things together, the faster you will ascend to financial freedom. Make sure to keep up with the recent trends in the industry and ADAPT when needed. Look, the concept of this industry is extremely easy. Anyone can do this. It just takes hard work and the will to succeed with your home business blueprint.

There are a lot of things you need to consider when deciding to take the plunge into the home based business industry. The most important things are that you work hard and continue to persevere. Like any business, you are going to have your ups and downs, but just stay positive and stay motivated. If you can weather the storms of life, you will ultimately reach the financial freedom you have been looking for on your journey through the home business blueprint.

We live in an information overloaded society, yet we actually know so little. While I was reading this book I took a straw poll of some people I know, and 100% of them had no idea who the Colwell brothers, or Herb Allen are. So much information, yet so little knowledge is a real problem in today’s world. The three cowboy brothers and Herb, probably did more for world peace, or at least peaceful co-existence than any President, or any government organization has ever done. Frank McGee has produced a great book that chronicles the story of these eclectic individuals. Even better the book is peppered with photographs of the actual people and events.

The story starts right after WWII, the Colwell’s are in their teens, and have a true skill in the entertainment world, initially self taught, they make their mark on the radio landscape, appearing in the Tex Williams weekly show. Invited to ‘tour’ overseas for one month the young brothers can not resist, and against their parents better judgment they set off on their adventure. It was almost a decade before they returned to the US. As part of MRA (Moral Re-Armament) and later Up With People they joined in the youthful mission to try and make the planet a better place. As the saying goes, ‘They boldly went where no man has gone before’. If there was conflict, you can guarantee that the Colwell brothers were not far away, acting as ambassadors of peace.

A Song For The World is a great and heartfelt work, Frank McGee has certainly done his homework, he follows the Colwell’s and Allen across the planet. From India, Africa, China, Russia, and just about every other country you can think of, we vicariously watch these kids grow into men, and subsequently fathers. Very late in the book McGee talks about how they became married men, and I have to admit it is a pretty strange tale. As nomadic minstrels they had little opportunity to go through the conventional courtship rituals. Instead they married first and dated later! While this sounds bizarre, the formula obviously worked for them.

There are very few musicians that have the bragging rights that these guys have, they have played for Kings and Queens, Emperors and Empresses, they have entertained millions of people, and yet never had a top 10 hit! This is a fascinating read and reveals a side of humanity that today is sadly in short supply, happiness, caring, and above all giving. We can learn much from the selfless actions of the Colwell brothers and Herb Allen.

Why is having health or medical insurance so important? There is certainly a misconception that medical insurance is only for the elderly and older folks. Many young adults and even some middle aged adults have this misconception that since they are still healthy and without any illness, they do not need this security blanket that a health insurance policy provides. Their argument is that the premiums are high and that they are not getting anything in return if they do not make use of the policy.

Perhaps, these people are ignorant or have not heard or read of young and healthy people who without any warning, suffer a health attack or succumb to cancer. This is not surprising considering the hectic lifestyle and the regular intake of unhealthy food in this fast moving world that we live in. In addition, unforeseen accidents, minor or major can happen anytime. Breaking an arm or a leg can happen anytime while playing basketball or football. In the tropics, many people young and old falls victims to dengue due to mosquito bites. Considering the rising cost of medical care, hospitalization, surgery and medicines, a visit to the hospitals for treatment can indeed set back your hard earned savings if you are not covered under a health insurance plan.

A well meaning financial planner will advise that a financial plan which would include managing your investment risks will not be complete without a comprehensive health and medical insurance policy with critical illness coverage and hospitalization and surgical (H&S) coverage. Indeed, a financial investment plan can be derail if one should suffer the tragedy of succumbing to any life threatening illness such as cancer, diabetes, etc causing the person to lose his job and income before the financial goal of his investment plan materialize. The cost of treatment which may be exorbitant from the hospital expenses and surgery needed would cause you to use up the emergency funds and in the worst scenario may require you to withdraw from investment program before it mature if a medical policy was not purchased earlier. One should realize that hospital treatment cost these days include not only surgery and medication but often diagnostic tests involving sophisticated equipments, physiotherapy, etc. hence, the rising exorbitant cost of medical treatment.

One reason why many people do not purchase a health and medical insurance is due to the opinion that their employers have already provided the medical coverage. They may not be aware that once they leave their company, the coverage will cease. Hence, they may be caught in a bind if they are terminated during an economic downturn. Premiums for this kind of policy are lower if you purchase coverage at a younger age and when you are still medically fit. Those who insure themselves when they are older and not medically fit may have to pay higher premiums or are subjected to certain exclusions. Older folks and those who have some form of illness will therefore find themselves in a very precarious position if they are terminated from their job and are without medical insurance.

In summary, having a health and medical insurance is important as a security blanket that you need to buy but hope never to have to use. A health plan will give you the necessary assurance that you have the finances when the need arises.